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Make sure you find out when you become responsible for insuring your new home. In most cases, you will become responsible for the property from 5pm the next business day after the contract date—this is before settlement day.

You must decide for yourself whether to take out home insurance. Home insurance will cover you for loss or damages to the building and its fixtures.

Depending on your circumstances, you may have to pay back the grant because you are no longer eligible. An off-the-plan purchase is a single contract to purchase a new home and the relevant interest in the land on a proposed lot on an unregistered plan of subdivision of land.

In some cases, the property may not have been built yet.

Examples include: Trove can help you find and get items at libraries near you.

Before signing, take a copy of the contract away and discuss it with your solicitor.

In 2016, the Queensland Government increased its grant for first home owners who are buying or building a new home.

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